diff --git a/net/rds/connection.c b/net/rds/connection.c
index 378c3a6acf84..7952a5b1b4c4 100644
--- a/net/rds/connection.c
+++ b/net/rds/connection.c
@@ -130,7 +130,7 @@ static struct rds_connection *__rds_conn_create(__be32 laddr, __be32 faddr,
 	rcu_read_lock();
 	conn = rds_conn_lookup(head, laddr, faddr, trans);
 	if (conn && conn->c_loopback && conn->c_trans != &rds_loop_transport &&
-	    !is_outgoing) {
+	    laddr == faddr && !is_outgoing) {
 		/* This is a looped back IB connection, and we're
 		 * called by the code handling the incoming connect.
 		 * We need a second connection object into which we