diff --git a/net/ipv4/ip_vti.c b/net/ipv4/ip_vti.c
index cc701fa70b12..5d7944f394d9 100644
--- a/net/ipv4/ip_vti.c
+++ b/net/ipv4/ip_vti.c
@@ -88,6 +88,7 @@ static int vti_rcv_cb(struct sk_buff *skb, int err)
 	struct net_device *dev;
 	struct pcpu_sw_netstats *tstats;
 	struct xfrm_state *x;
+	struct xfrm_mode *inner_mode;
 	struct ip_tunnel *tunnel = XFRM_TUNNEL_SKB_CB(skb)->tunnel.ip4;
 	u32 orig_mark = skb->mark;
 	int ret;
@@ -105,7 +106,19 @@ static int vti_rcv_cb(struct sk_buff *skb, int err)
 	}
 
 	x = xfrm_input_state(skb);
-	family = x->inner_mode->afinfo->family;
+
+	inner_mode = x->inner_mode;
+
+	if (x->sel.family == AF_UNSPEC) {
+		inner_mode = xfrm_ip2inner_mode(x, XFRM_MODE_SKB_CB(skb)->protocol);
+		if (inner_mode == NULL) {
+			XFRM_INC_STATS(dev_net(skb->dev),
+				       LINUX_MIB_XFRMINSTATEMODEERROR);
+			return -EINVAL;
+		}
+	}
+
+	family = inner_mode->afinfo->family;
 
 	skb->mark = be32_to_cpu(tunnel->parms.i_key);
 	ret = xfrm_policy_check(NULL, XFRM_POLICY_IN, skb, family);
diff --git a/net/ipv6/ip6_vti.c b/net/ipv6/ip6_vti.c
index d90a11f14040..52a2f735881f 100644
--- a/net/ipv6/ip6_vti.c
+++ b/net/ipv6/ip6_vti.c
@@ -340,6 +340,7 @@ static int vti6_rcv_cb(struct sk_buff *skb, int err)
 	struct net_device *dev;
 	struct pcpu_sw_netstats *tstats;
 	struct xfrm_state *x;
+	struct xfrm_mode *inner_mode;
 	struct ip6_tnl *t = XFRM_TUNNEL_SKB_CB(skb)->tunnel.ip6;
 	u32 orig_mark = skb->mark;
 	int ret;
@@ -357,7 +358,19 @@ static int vti6_rcv_cb(struct sk_buff *skb, int err)
 	}
 
 	x = xfrm_input_state(skb);
-	family = x->inner_mode->afinfo->family;
+
+	inner_mode = x->inner_mode;
+
+	if (x->sel.family == AF_UNSPEC) {
+		inner_mode = xfrm_ip2inner_mode(x, XFRM_MODE_SKB_CB(skb)->protocol);
+		if (inner_mode == NULL) {
+			XFRM_INC_STATS(dev_net(skb->dev),
+				       LINUX_MIB_XFRMINSTATEMODEERROR);
+			return -EINVAL;
+		}
+	}
+
+	family = inner_mode->afinfo->family;
 
 	skb->mark = be32_to_cpu(t->parms.i_key);
 	ret = xfrm_policy_check(NULL, XFRM_POLICY_IN, skb, family);