diff --git a/include/net/sctp/sctp.h b/include/net/sctp/sctp.h
index ab9242e51d9e..2abbc15824af 100644
--- a/include/net/sctp/sctp.h
+++ b/include/net/sctp/sctp.h
@@ -620,4 +620,9 @@ static inline bool sctp_transport_pmtu_check(struct sctp_transport *t)
 	return false;
 }
 
+static inline __u32 sctp_min_frag_point(struct sctp_sock *sp, __u16 datasize)
+{
+	return sctp_mtu_payload(sp, SCTP_DEFAULT_MINSEGMENT, datasize);
+}
+
 #endif /* __net_sctp_h__ */
diff --git a/net/sctp/chunk.c b/net/sctp/chunk.c
index ce8087846f05..d2048de86e7c 100644
--- a/net/sctp/chunk.c
+++ b/net/sctp/chunk.c
@@ -191,6 +191,12 @@ struct sctp_datamsg *sctp_datamsg_from_user(struct sctp_association *asoc,
 	 * the packet
 	 */
 	max_data = asoc->frag_point;
+	if (unlikely(!max_data)) {
+		max_data = sctp_min_frag_point(sctp_sk(asoc->base.sk),
+					       sctp_datachk_len(&asoc->stream));
+		pr_warn_ratelimited("%s: asoc:%p frag_point is zero, forcing max_data to default minimum (%Zu)",
+				    __func__, asoc, max_data);
+	}
 
 	/* If the the peer requested that we authenticate DATA chunks
 	 * we need to account for bundling of the AUTH chunks along with
diff --git a/net/sctp/socket.c b/net/sctp/socket.c
index e7a11cd7633f..95f9068b8549 100644
--- a/net/sctp/socket.c
+++ b/net/sctp/socket.c
@@ -3328,8 +3328,7 @@ static int sctp_setsockopt_maxseg(struct sock *sk, char __user *optval, unsigned
 		__u16 datasize = asoc ? sctp_datachk_len(&asoc->stream) :
 				 sizeof(struct sctp_data_chunk);
 
-		min_len = sctp_mtu_payload(sp, SCTP_DEFAULT_MINSEGMENT,
-					   datasize);
+		min_len = sctp_min_frag_point(sp, datasize);
 		max_len = SCTP_MAX_CHUNK_LEN - datasize;
 
 		if (val < min_len || val > max_len)